college planning
asset management
life health dental vision
stocks property
Individual Services provided:

Estate & Financial Planning
Life Insurance
Disability Insurance
Long Term Care
Asset Allocation
Retirement Plans
Property & Liability Insurance


Life Insurance - Pensions, 401K, IRA's - Employee Benefits & Group
Corporate Services
Life Insurance
Long Term Disability
Health / Major Medical
Dental Insurance
Retirement / Pension Plans
Keyman Insurance
Executive Group Carve-out
Buy / Sell & Stock Redemption Plans
Deferred Compensation
Life Insurance - Pensions, 401K, IRA's - Employee Benefits & Group
Life Insurance

Life Insurance, Whole Life
Universal Life
Term Life
Other Life Products
Disability Insurance
Short Term, Long Term
Property / Liability Insurance
Auto, Home, Business, Boat
Group Life Insurance
Life, Health, Dental, Vision
Long Term Care
State Mandatory Insurance

Life Insurance - Pensions, 401K, IRA's - Employee Benefits & Group












P.O Box 9, Tennent NJ 07763 Ph: 732-761-8600

Individual Life Insurance Protection

Participating Whole Life
Universal Life
Term Insurance
Joint and Last Survivor Insurance

Financial Planning Services
Business Continuation Planning
Charitable Planning
Employee Benefits
Estate Planning
Wealth Transfer Planning
Pension Distribution Planning
Executive Compensation Planning
Single Premium Deferred
Single Premium Immediate
Flexible Premium
Retirement Planning Services

Pension and Profit Sharing Plans
"Classic" Defined Benefit Plans
412(i) "Fully Insured" Plans
IRA & Pension Funding Agreements
-Auxiliary & Custodial Accounts

Administrative Services
Retirement Plan Design
Employee Benefit Plan Administration

Worksite Payroll Deduction Life Insurance

Participating Whole Life
Universal Life
Group Coverages

Group Term Life and Accidental Death and Dismemberment
Group Voluntary Term Life
Group Voluntary Short & Long Term Disability
Employers Group Benefits Trust for Small
Weekly Disability Income
Long-Term Disability
New York State Disability Benefits
Law (DBL)
New Jersey State Temporary Disability
Benefits (TDB)
Voluntary Emergency Service Organizations
Life Benefits (VESO Trust)
In-Sourced Products
SML Agency Services, Inc.

Long-Term Care